Digital Certificate is required for the security of credit card numbers and confidential customer's information. We recommend the use of Thawte.
A digital certificate is an electronic means of establishing your credentials when doing business or other transactions on the Web.
Digital Certificate is issued by a certification authority (CA). It contains your name, a serial number, expiration dates, a copy of the certificate holder's public key (used for encrypting and decrypting messages and digital signatures), and the digital signature of the certificate-issuing authority so that a recipient can verity authenticity.
It requires annual renewal.
 What is an SSL Certificate?
An SSL certificate is a bit of code on your web server that provides security for online communications. When a web browser contacts your secured web site, the SSL certificate enables an encrypted connection. It's kind of like sealing a letter in an envelope before sending it through the mail.
SSL certificates also inspire trust because each SSL certificate contains identification information. When you request an SSL certificate, a third party (such as Thawte) verifies your organization's information and issues a unique certificate to you with that information. This is known as the authentication process. 
Thawte is one of the largest Certification Authority worldwide, trusted since 1995. Thawte facilitate message encryption by managing security credentials and public keys.
Thawte does this by issuing digital certificates to third parties once independent proof of their identity has been obtained.
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